What Analysts Are Saying About SoFi Technologies Stock

Ratings for SoFi TechnologiesSOFIwere provided by 6 analysts in the past three months, showcasing a mix of bullish and bearish perspectives.The following table encapsulates their recent ratings, offering a glimpse into the evolving sentiments over the past 30 days and comparing them to the preceding months.BullishSomewhat BullishIndifferentSomewhat BearishBearishTotal Ratings11400Last 30D001001M Ago000002M Ago001003M Ago11200The 12-month price targets, analyzed by analysts, offer insights with an average target of $16.08, a high estimate of $20.00, and a low estimate of $12.00. Marking an increase of 12.84%, the current average surpasses the previous average price target of $14.25.Decoding Analyst Ratings: A Detailed LookIn examining recent analyst actions, we gain insights into how financial experts perceive SoFi Technologies. The following summary outlines key analysts, their recent evaluations, and adjustments to ratings and price targets.AnalystAnalyst FirmAction TakenRatingCurrent Price TargetPrior Price TargetTerry MaBarclaysRaisesEqual-Weight$18.00$12.00Matthew CoadTruist SecuritiesAnnouncesHold$14.00-Terry MaBarclaysRaisesEqual-Weight$12.00$11.00Tim ChiodoUBSRaisesNeutral$15.50$14.00Kyle PetersonNeedhamMaintainsBuy$20.00$20.00Devin RyanJMP SecuritiesAnnouncesMarket Outperform$17.00-Key Insights:Action Taken:Analysts frequently update their recommendations based on evolving market conditions and company performance. Whether they 'Maintain', 'Raise' or 'Lower' their stance, it reflects their reaction to recent developments related to SoFi Technologies. This information provides a snapshot of how analysts perceive the current state of the company.Rating:Analyzing trends, analysts offer qualitative evaluations, ranging from 'Outperform' to 'Underperform'. These ratings convey expectations for the relative performance of SoFi Technologies compared to the broader market.Price Targets:Analysts provide insights into price targets, offering estimates for the future value of SoFi Technologies's stock. This comparison reveals trends in analysts' expectations over time.Capture valuable insights into SoFi Technologies's market standing by understanding these analyst evaluations alongside pertinent financial indicators. Stay informed and make strategic decisions with our Ratings Table.Stay up to date on SoFi Technologies analyst ratings.About SoFi TechnologiesSoFi is a financial-services company that was founded in 2011 and is based in San Francisco. Initially known for its student loan refinancing business, the company has expanded its product offerings to include personal loans, credit cards, mortgages, investment accounts, banking services, and financial planning. The company intends to be a one-stop shop for its clients' finances and operates solely through its mobile app and website. Through its acquisition of Galileo in 2020, the company also offers payment and account services for debit cards and digital banking.Financial Insights: SoFi TechnologiesMarket Capitalization Analysis:The company exhibits a lower market capitalization profile, positioning itself below industry averages. This suggests a smaller scale relative to peers.Revenue Growth:Over the 3M period, SoFi Technologies showcased positive performance, achieving a revenue growth rate of31.74%as of 31 March, 2025. This reflects a substantial increase in the company's top-line earnings. When compared to others in the Financials sector, the company excelled with a growth rate higher than the average among peers.Net Margin:The company's net margin is below industry benchmarks, signaling potential difficulties in achieving strong profitability. With a net margin of9.21%,the company may need to address challenges in effective cost control.Return on Equity (ROE):SoFi Technologies's ROE falls below industry averages, indicating challenges in efficiently using equity capital. With an ROE of1.08%,the company may face hurdles in generating optimal returns for shareholders.Return on Assets (ROA):The company's ROA is below industry benchmarks, signaling potential difficulties in efficiently utilizing assets. With an ROA of0.19%,the company may need to address challenges in generating satisfactory returns from its assets.Debt Management:With a below-average debt-to-equity ratio of0.47, SoFi Technologies adopts a prudent financial strategy, indicating a balanced approach to debt management.The Basics of Analyst RatingsAnalysts are specialists within banking and financial systems that typically report for specific stocks or within defined sectors. These people research company financial statements, sit in conference calls and meetings, and speak with relevant insiders to determine what are known as analyst ratings for stocks. Typically, analysts will rate each stock once a quarter.Some analysts also offer predictions for helpful metrics such as earnings, revenue, and growth estimates to provide further guidance as to what to do with certain tickers. It is important to keep in mind that while stock and sector analysts are specialists, they are also human and can only forecast their beliefs to traders.Breaking: Wall Street's Next Big MoverBenzinga's #1 analyst just identified a stock poised for explosive growth. This under-the-radar company could surge 200%+ as major market shifts unfold.Click here for urgent details.This article was generated by Benzinga's automated content engine and reviewed by an editor.SOFISoFi Technologies Inc$19.993.90%Stock Score Locked: Want to See it?Benzinga Rankings give you vital metrics on any stock – anytime.Reveal Full ScoreEdge RankingsMomentum96.85Price TrendShortMediumLongOverviewMarket News and Data brought to you by Benzinga APIs© 2025 Benzinga.com. . .EarningsAnalyst RatingsOptionsDividendsIPOsdate▲▼ticker▲▼name▲▼Price Target▲▼Upside/Downside▲▼Recommendation▲▼Firm▲▼Click to see moreAnalyst RatingsupdatesAnalyst CalendarJoin Benzinga Edge and unlock all the major upgrades, downgrades, and changes to the market's most accurate analysts.Click to JoinPosted In:Analyst RatingsBZI-AAR